Insurance is an essential part of life, and it is necessary to protect you in the case of an emergency or another event that you did not plan. It is one of those things that to be without it would be making a profoundly unwise choice not only for you but possibly for anyone involved. There are many kinds of coverages to protect individuals living in Ireland, and one of them is car insurance, such as the coverage offered by QuoteDevil.ie/car-insurance. This is a fully bonded and insured company. So it is not one of the fly-by-night organisations that pop up to scam unsuspecting persons. It was launched in 2009, and the team has over 40 years of experience in the Insurance Market. Working with an organisation that has experience is especially important when it comes to premiums. The goal of the company is to not only provide a quality product but to do it at low rates and in the fastest possible time. When a company makes such a claim, it is essential for them to stand behind what they say. Before we get into the details of what is offered, let’s explain why you need such a plan for yourself and for your car.
Why do you need coverage for your car?
There are many reasons as to why you need such protection for yourself and for your car. One of the most important is that driving without insurance in Ireland is illegal. If you are caught, it can be punishable by a hefty fine and even imprisonment. The reason there are stiff penalties for being an uninsured driver is to protect not only those who are on the road with you but to protect yourself. Taking a chance on being uninsured to save money is never wise.
Second, motor policies give you financial protection in the event that your vehicle is damaged in an accident. This protection not only covers your car, but it includes any injuries to you, other passengers, other drivers, any pedestrians, and the property of others. Without such insurance, the costs to cover these factors could be astronomical. The charges could be so bad that you could be severely financially hardened or even bankrupt. Vehicle insurance also covers you if your car is stolen, destroyed by fire or vandalised. Policies like these make it a goal to cover as much as possible.
Why Quote Devil car insurance?
1. They have some of the cheapest rates in Ireland
Automobiles, in and of themselves, are expensive. Even if you were to buy a used car, you are likely putting out a large sum of money. With the addition of vehicle coverage, something that is mandatory in Ireland or faces stiff penalties, the price of owning a vehicle becomes even more expensive. Quote Devil has some of the cheapest rates on comprehensive coverage and is dedicated to getting you the lowest price possible. Therefore, you save money that can be applied to other bills. They have a team of dedicated advisers, based in Dublin, who can access your situation, compare various policies and rates, and come up with a plan for you. Furthermore, the company can offer installments which are especially helpful to people who are on a budget or who are acquiring their first policy.
2. Getting started is user-friendly
You can either call the company or you can fill out the online form and get a quote. Everything is designed for you to get signed up in a user-friendly way. These days cheap insurance doesn’t automatically mean it is inadequate. You can get good coverage fast and you can do it without worry or hassle.
3. The vehicle insurer offers extras
If you were to research vehicle insurers, you would see that not all offer the same thing. Quote Devil car insurance offers a variety of extras such as benefits for female drivers, breakdown assistance, coverage if you drive someone else’s car, windshield cover, etc. These are factors that every person looking for this kind of information should take into consideration.
Looking at the coverage for women drivers, for example, the company ensures that they look at the most appropriate coverage regardless of gender. Therefore, they look at the most suitable policy. This is not a cookie-cutter coverage, but one that is tailored for each customer. If you are a single female, for example, this kind of attention can ensure that you get the kind of protection that is ideal for you.
4. They offer a multi-policy discount
Are you familiar with the term multi-policy discount? It refers to bundling more than one insurance policy together. For example, you can bundle vehicle coverage with home coverage. Doing so can save you money. In addition, because your plans are kept in one place, it makes it that much easier for you. Quote Devil not only has vehicle insurance but they also offer home, life, pet, travel, business, and more. Essentially, you can get all the plans you need with the company, which saves you time and should save you money as well.
5. They offer no claims discount
If you are a good driver, many companies will reward that kind of record. You could save up to 60 percent on your premium if you are a good driver. Your no claims bonus can also be protected in the event of a claim. Rewarding good drivers is another way to ensure that Ireland’s roads are as safe as they can be.
6. They offer vehicle alarm discount
Does your vehicle have an alarm or an immobiliser? You can get a discount of up to 10 percent. You can get rewarded for doing what you can to ward off theft.
7. They offer a courtesy vehicle
If your car has been stolen or is being repaired, the company offers a courtesy vehicle with fully comprehensive policies. Therefore, there is no need to worry about being without a car. The company has locations throughout Ireland, making getting a courtesy vehicle hassle free. This is one of the best reasons to go with a company that offers extras or perks.
8. Declined drivers are encouraged to check it out
Not everyone is accident-free. Some drivers have accidents on their records, and therefore, it’s hard for them to get insured. It’s as if their past is a complete detriment to trying to improve and get ahead. Quote Devil has specialists that are trained to provide the attention declined drivers need. They know what to do if you have had a conviction if you have lost you’re no claim bonus, or if you have an outstanding claim. With that being said, premiums for this kind of coverage are typically higher but is a start for cleaning up your record and building toward a no claims bonus.
Having an accident on your record is not the only reason people get declined. You may be denied if your vehicle is over 15 years old. The vehicle policy coverage company has specialists who can look at cases where people seeking insurance are rejected due to the age of their cars. This is something that has been happening more and more and has become a real problem for people seeking these kinds of plans.
You can get a quote in less than one minute from Quote Devil car insurance. The products are sold online only which eliminates the kind of expenses that other companies deal with. You can not only get great rates but you can get the extras that make life easier.